adulthood

I´ve been through some financial difficulties this year. And it got me thinking.

Is prosperity truly bounty of Allah for just being good and praying or is it divine help to the one who truly struggles and tries to get out into the fresh air of the middle class?

Perhaps i have phrased my question wrong.

I know for sure that, just like it says in the Qurán, people that find themselves in difficulty of any kind turn to God in repentence. I am guilty of that myself.

But i wonder sometimes which part of my ´success´ is divine help and which part of it is my own effort.